Toyota Lease & Financing Options in Augusta near Waterville

Charlie's Toyota takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Should You Lease Your New Charlie's Toyota Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Charlie's Toyota can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

Our Team of Auto Financing Specialists Serving Waterville, Gardiner and Winthrop is Committed to Helping You Make it Happen

Whether you've settled on a new Camry, Prius, Tundra, Corolla, RAV 4 or used car from Charlie's Toyota, the chances are you need a car loan or Toyota lease. Perhaps you don't know which option would best suit your lifestyle and/or budget. Well, Charlie's Toyota of Augusta is here to offer you counsel. For those of you who love the idea of getting set up in a new Toyota with the latest features every few years, we certainly recommend a lease. If you prefer to own your vehicle, pass it on to a loved one in the future or you know you drive more than the average Maine citizen, we will help set you up with a loan.

Already know which suits you better?

Let us know and we'll tell you this season's hottest options.

Our Augusta auto finance specialists benefit from an extensive network of lenders in the area, allowing us to offer the lowest interest rates available on a car loan in Waterville, Gardiner, Winthrop and beyond.

Your privacy is important to us.

Charlie's Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Charlie's Toyota

    451 Western Ave
    Augusta, ME 04330

    • Sales: (207) 622-4748
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Get in Touch

  • Contact our Sales Department at: (207) 622-4748
  • Monday8:00am - 8:00pm
  • Tuesday8:00am - 8:00pm
  • Wednesday8:00am - 8:00pm
  • Thursday8:00am - 8:00pm
  • Friday8:00am - 8:00pm
  • Saturday8:00am - 6:00pm
  • SundayClosed